Hingham Institution for Savings - About Hingham Savings Financial & Corporate Information

If you're looking for	Take a look at	Features & Options
Higher yield interest rates and flexible access	Money Market Savings Checkwriting privileges, no monthly fee, no minimum balance. Funds are FDIC insured.	No monthly maintenance fees No minimum balance Check writing option Competitive interest rate Convenient monthly statement
Preferred interest rates and flexible access	Platinum Money Market Preferred rates on Money Market Account with $100,000 minimum balance	No monthly maintenance fees No minimum balance Check writing option Competitive interest rate Convenient monthly statement
A premier relationship account with preferred interest rate and flexible access	GoldLink Money Market Preferred rates on Money Market Account with $50,000 minimum balance in savings and linked checking account. Funds are FDIC insured.	Free Direct Deposit ATM/Debit Card Telebank24 Free Online Banking Free Online Bill Payment Free Traveler's Checks No application fee for Home Mortgage Preferred rate on CDs 1st order of checks free Optional overdraft protection
Traditional savings tool with flexible access	Statement Savings No monthly fee, no minimum balance. Competitive interest earnings with balances of $10 or more.	No monthly maintenance fees No minimum balance required Competitive rate of interest Convenient monthly statement
Simple savings tool for easy recordkeeping and access to funds with branch visit	Passbook Savings No monthly fee, no monthly balance. Competitive interest earnings with balances of $10 or more.	No monthly maintenance fees No minimum balance required Competitive rate of interest Convenient record- keeping
A systematic way of saving for holiday shopping, vacations, taxes or other large expenses.	Club Account You decide how much to put aside each week. The account may be opened anytime and deposits will be recorded as in a passbook account. A check for your accumulated balance is sent to you automatically each year in October.*	No monthly maintenance fees No minimum balance required Earn a competitive rate of interest on balances of $10 or more Convenient record- keeping
A guaranteed savings rate over a longer term	Certificate of Deposit Earn higher rates on savings with a CD. Open a CD with as little as $500. Guaranteed yield for variety of terms from 3 months to 5 years.	Competitive rate of interest Fixed rates of return Passbook for easy recordkeeping
Savings investment options for your retirement	Individual Retirement Account (IRA) Tax-deferred earnings on deposits, and you may be able to deduct your contribution on your annual income taxes. Choose from a variety of terms with a low minimum balance of $500. We can also assist with rollovers and transfers.	Competitive interest rate on balances of more than $10 Tax-deferred Investing Possible tax deductions

Copyright 2007 Hingham Institution for Savings. All rights reserved. Member FDIC/Member DIF FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. Hingham Institution for Savings has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Hingham Institution for Savings with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC's general deposit insurance rules. All deposits above this amount are insured by the Deposit Insurance Fund.


RESIDENTIAL MORTGAGES
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