HIFS Security - Protect yourself against identity frauc

Identity Fraud

Identity Fraud happens when someone uses your personal information without your permission to make illegal purchases or withdrawals, or even open accounts. Click on the links below for helpful information about Identity Fraud. Customers of Hingham Institution for Savings are also eligible for special savings on the Equifax Credit Monitoring service.

Report lost or stolen Debit or ATM cards immediately.
Call toll-free 1.800.264.5578

FDIC Consumer Alert

Federal Trade Commission: Your National Resource for Identity Theft

Download our brochure for helpful information on "Phishing" (PDF file)

Protect yourself against Identity Fraud

Never provide your personal information in response to an unsolicited request.

Never provide your password over the phone or in response to an unsolicited Internet request.

Never reply to an e-mail that asks for personal information and tells you to access the link provided in the e-mail.

Watch out for e-mails that say "urgent" or "time sensitive". This is generally a scam to obtain your financial information.

Review account statements regularly to ensure all charges are correct and make sure that they are arriving in a timely manner.

Never provide personal financial information, including your Social Security number, account numbers or passwords, over the phone or the Internet if you did not initiate the contact.

Never click on the link provided in an e-mail you believe is fraudulent. It may contain a virus that can contaminate your computer.

Minimize the identification information and the number of cards you carry to what you actually need. If your I.D. or credit cards are lost or stolen, notify the creditors by phone immediately, and call the credit bureaus to ask that a "fraud alert" be placed in your file.

Keep items with personal information in a safe place; shred or tear them up when you don’t need them anymore. Make sure charge receipts, copies of credit applications, insurance forms, bank checks and statements, expired charge cards, and credit offers you get in the mail are disposed of appropriately.

Copyright 2007 Hingham Institution for Savings. All rights reserved. Member FDIC/Member DIF FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. Hingham Institution for Savings has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Hingham Institution for Savings with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC's general deposit insurance rules. All deposits above this amount are insured by the Deposit Insurance Fund.

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